All free · no sign-up
Retirement Calculators
Every Retire Projector tool, organized by what you're trying to do. Each one uses the current-year IRS limits and federal tax brackets and updates instantly as you type.
Grow your savings
Project balances and capture every dollar.
401(k) Growth ProjectorSee your projected balance at retirement, year by year.Most popularEmployer Match OptimizerFind the free money you're leaving on the table.401(k) Millionaire / FIREWhen you hit $1,000,000.401(k) Fee AnalyzerHow 0.5% vs 1% fees drain your balance.
Choose the right account
Pre-tax vs after-tax, the smart way.
Traditional vs Roth 401(k)Pre-tax now or tax-free later? Compare side by side.Traditional vs Roth IRAWhich IRA wins for your tax brackets.Roth ConversionThe tax cost of converting this year.2026 Contribution LimitsYour exact deferral, catch-up and IRA limits.Updated
Plan paychecks & withdrawals
Take-home pay, penalties, RMDs and rollovers.
Paycheck ImpactSee how a higher contribution changes take-home pay.Early-Withdrawal Penalty10% penalty, Rule of 55 and 72(t) exceptions.RMD CalculatorRequired minimum distributions at 73/75.Rollover DecisionLeave it, roll to an IRA, or move it.
New here? Start with the 401(k) growth projector - it's the one most people use first.