Terms of Use

1. About this service

Retire Projector provides free, interactive retirement-planning calculators and related educational content for US savers. We are an independent website and are not affiliated with, endorsed by or operated by the IRS, the Social Security Administration, any government agency, employer or financial institution.

2. Not financial, tax or investment advice

Everything on this site is provided for general educational and informational purposes only and is not financial, tax, legal, investment or retirement advice, and not a recommendation to buy, sell or hold any security or product. The calculators produce estimates based on the assumptions and figures you enter; they are not guarantees of future results, and actual outcomes will differ. Always consult a qualified financial advisor or tax professional, and verify IRS figures at IRS.gov, before making decisions.

3. Accuracy of figures

We work to keep contribution limits, tax brackets and other IRS figures current and accurate, citing the relevant IRS notices and publications. However, tax law changes, sources can contain errors, and we cannot guarantee that every figure is complete or up to date at any given moment. You are responsible for confirming the numbers that matter to you.

4. Assumptions you control

Investment return, inflation and salary-growth rates are assumptions you choose. Markets are volatile and past performance does not predict future results. Any default values are provided for convenience, are not a forecast, and should not be relied upon.

5. Acceptable use

You agree not to misuse the site, including attempting to disrupt it, scraping at a scale that degrades service, or using it for any unlawful purpose.

6. Intellectual property

The design, branding, written content and arrangement of this site belong to Retire Projector. IRS data and figures are facts in the public domain. Third-party names and logos belong to their owners and are used for identification only.

7. Limitation of liability

The site is provided “as is” and your use is at your own risk. To the fullest extent permitted by law, Retire Projector and its operators are not liable for any loss or damage arising from use of, or reliance on, the calculators or content - including financial decisions made based on the estimates.

8. External links & advertising

This site links to third-party websites for which we are not responsible, and is supported by advertising (such as Google AdSense) and may contain affiliate links. If you click an affiliate link and open an account, we may earn a commission at no cost to you. Ads and links do not imply endorsement, and you should evaluate any product independently.

9. Governing law

These terms are governed by the laws of the United States and the state in which the site operator is established, without regard to conflict-of-laws rules. Nothing here limits any non-waivable rights you may have under applicable law.

10. Changes & contact

We may update these terms at any time; continued use constitutes acceptance. Questions? Contact [email protected].

Effective date: June 17, 2026.