All 50 states + DC
401(k) Paycheck Calculator by State
See how your 401(k) contribution affects take-home pay including state income tax. Pick your state for a full estimate - federal tax, FICA and your state's 2025 income tax together.
9 states have no income tax — residents keep the most take-home: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
Choose your state
Alabama Paycheck CalculatorGraduated, up to 5%Alaska Paycheck CalculatorNo state income taxArizona Paycheck CalculatorFlat 2.5% income taxArkansas Paycheck CalculatorGraduated, up to 3.9%California Paycheck CalculatorGraduated, up to 13.3%Colorado Paycheck CalculatorFlat 4.4% income taxConnecticut Paycheck CalculatorGraduated, up to 6.99%Delaware Paycheck CalculatorGraduated, up to 6.6%District of Columbia Paycheck CalculatorGraduated, up to 10.75%Florida Paycheck CalculatorNo state income taxGeorgia Paycheck CalculatorFlat 5.39% income taxHawaii Paycheck CalculatorGraduated, up to 11%Idaho Paycheck CalculatorFlat 5.7% income taxIllinois Paycheck CalculatorFlat 4.95% income taxIndiana Paycheck CalculatorFlat 3% income taxIowa Paycheck CalculatorFlat 3.8% income taxKansas Paycheck CalculatorGraduated, up to 5.58%Kentucky Paycheck CalculatorFlat 4% income taxLouisiana Paycheck CalculatorFlat 3% income taxMaine Paycheck CalculatorGraduated, up to 7.15%Maryland Paycheck CalculatorGraduated, up to 5.75%Massachusetts Paycheck CalculatorGraduated, up to 9%Michigan Paycheck CalculatorFlat 4.25% income taxMinnesota Paycheck CalculatorGraduated, up to 9.85%Mississippi Paycheck CalculatorFlat 4.4% income taxMissouri Paycheck CalculatorGraduated, up to 4.7%Montana Paycheck CalculatorGraduated, up to 5.9%Nebraska Paycheck CalculatorGraduated, up to 5.2%Nevada Paycheck CalculatorNo state income taxNew Hampshire Paycheck CalculatorNo state income taxNew Jersey Paycheck CalculatorGraduated, up to 10.75%New Mexico Paycheck CalculatorGraduated, up to 5.9%New York Paycheck CalculatorGraduated, up to 10.9%North Carolina Paycheck CalculatorFlat 4.25% income taxNorth Dakota Paycheck CalculatorGraduated, up to 2.5%Ohio Paycheck CalculatorGraduated, up to 3.5%Oklahoma Paycheck CalculatorGraduated, up to 4.75%Oregon Paycheck CalculatorGraduated, up to 9.9%Pennsylvania Paycheck CalculatorFlat 3.07% income taxRhode Island Paycheck CalculatorGraduated, up to 5.99%South Carolina Paycheck CalculatorGraduated, up to 6.2%South Dakota Paycheck CalculatorNo state income taxTennessee Paycheck CalculatorNo state income taxTexas Paycheck CalculatorNo state income taxUtah Paycheck CalculatorFlat 4.55% income taxVermont Paycheck CalculatorGraduated, up to 8.75%Virginia Paycheck CalculatorGraduated, up to 5.75%Washington Paycheck CalculatorNo state income taxWest Virginia Paycheck CalculatorGraduated, up to 4.82%Wisconsin Paycheck CalculatorGraduated, up to 7.65%Wyoming Paycheck CalculatorNo state income tax
All figures use 2025 state income-tax brackets and standard deductions. Local/city taxes and state retirement-income exclusions are not modeled — see our methodology.