401(k) Paycheck Calculator for Missouri
See how raising your 401(k) contribution changes your take-home pay in Missouri — including Missouri state income tax on top of federal tax and FICA.
Per paycheck
- Take-home drop per paycheck$76.89
- Extra you save per paycheck$92.31
- Extra saved per year$2,400
- State income tax (per year)$1,657
- Real cost per $1 saved$0.83
How Missouri state income tax works
Missouri uses a graduated (progressive) income tax with 8 brackets, from 0% on your first dollars up to a top rate of 4.7%. Only the income that falls in each bracket is taxed at that bracket's rate. Its standard deduction is $15,000 for single filers and $30,000 for married couples filing jointly. First ~$1,313 exempt; top rate 4.7% (2025).
| Taxable income (single filer) | Missouri rate |
|---|---|
| $0 – $1,313 | 0% |
| $1,313 – $2,626 | 2% |
| $2,626 – $3,939 | 2.5% |
| $3,939 – $5,252 | 3% |
| $5,252 – $6,565 | 3.5% |
| $6,565 – $7,878 | 4% |
| $7,878 – $9,191 | 4.5% |
| $9,191+ | 4.7% |
Missouri state tax at different salaries
Estimated Missouri state income tax for a single filer contributing 10% to a 401(k), at 2025 rates:
| Salary | Missouri state tax | Effective rate |
|---|---|---|
| $40,000 | $811 | 2.0% |
| $60,000 | $1,657 | 2.8% |
| $80,000 | $2,503 | 3.1% |
| $100,000 | $3,349 | 3.3% |
| $150,000 | $5,464 | 3.6% |
Estimate at 2025 rates assuming the standard deduction and a 10% 401(k) contribution, no other deductions or credits. Local/city taxes are not included.
Missouri paycheck FAQ
What is the Missouri state income tax rate?
Does Missouri tax 401(k) and retirement income?
How much Missouri state tax will I pay?
Figures current for 2026 · last reviewed June 2026 · sourced from the IRS (IRS Notice 2025-67). How we calculate & cite our data. Educational only — not financial advice.
Assumptions & notes
How is take-home estimated?
Why does saving more cost less than it seems?
How accurate is the state tax?
State income tax compared (all 50 states + DC)
Effective state income tax as a share of a $60,000 salary (after a 10% 401(k) contribution), filing single. Shorter bars mean more take-home. Your state (Missouri) is highlighted in gold.
Effective rate at this income only (state tax ÷ salary); graduated states rank differently at other salaries. 51 jurisdictions at 2025 rates — open any state's calculator.